Sunday, May 31, 2009

Top 10 Richest football clubs

Following the economic upheavel, the world of sports too has experienced the pinch with most of the football clubs' revenue registering a marginal rise. As the broadcasting deal and season tickets are already in place, the effects of meltdown may not affect the soccer world immediately. However, the problem stares at them when it comes to renewals.


Against this backdrop football afficionados across the world were eagerly waiting for the Deloitte "Football Money League" report, which ranks the 20 biggest clubs based on revenue. The list, which includes only European clubs, was still dominated by the English with seven teams, though Spanish giant Real Madrid topped the chart.


The list saw Valencia, Celtic and Werder Bremen drop out of top 20 while Turkish club Fenerbahce make a place in the list for the first time.Here are the 20 richest soccer clubs as listed by accountancy firm Deloitte with their current revenue (last year revenue in brackets).



1. Real Madrid- 365.8 mn euros


Real Madrid retained the world's richest football club for the fourth consecutive year, thanks to the declining value of the pound. Real Madrid dethroned Manchester United as the richest football club in 2004-05 season. It has been clinging to the top spot since then.


Founded in 1902, Real Madrid has since spent all of its history in the top flight of Spanish football. Also known as Los Blancos, Los Merengues was voted by FIFA as the most successful club of the 20th century, having won a record 31 La Liga titles, 17 Spanish Cups, a record 9 European Cups and 2 UEFA Cups.


2. Manchester United - 324.8 mn euros


Even though Manchester United registered a 21% increase in revenues, they could not regain the top spot due to the plunging pound. Neither their record of winning the Premier League, European Champions League and being the current World Club Champions helped them to win back the coveted tag.


The Red Devils would have ended their season leading the Football Money League if the pound had not depreciated against the Euro.

Founded in 1878, the Red Devils is one of the most popular football clubs in the world, with over 330 million supporters worldwide, having won 10 Premier league, 11 FA cups, 3 European Cup/UEFA Champions League, 1 Intercontinental Cup and 1 FIFA Cup.


3. Barcelona - 308.8 mn euros (290.1 mn)


Barcelona retained the third place on the list with total revenue exceeding 300 million euro for the first time with an increase of 18,7 million euro to 308,8 million euro. The Spanish league leader was provided with an uplift by individually negotiated broadcast contracts in place until 2013-14.

Barcelona or better known as Barca were one of the founding members of La Liga in 1928, and, together with Real Madrid and Athletic Bilbao, they have never been relegated from the top division. Barcelona which was founded in 1899 were also the first La Liga champions. they have won a total of 18 La Liga, 24 Copa del Rey, 7 Supercopa de España, 2 UEFA Champions League, 4 UEFA Cup Winners' Cup, 3 Inter-Cities Fairs Cup and 2 European Super Cup trophies.


4. Bayern Munich - 295.3 mn euros (223.3 mn)


Bayern is the most significant movers in the table, climbing from seventh to fourth, above Chelsea (fifth) and Arsenal (sixth), on the back of increased matchday revenues following their full acquisition of their Allianz Arena stadium.


FC Bayern Munich is best known for its professional football team, which is the most successful club in German football.The club was founded in 1900 by 11 football players and has won 21 German Championships, 6 League Cup, 2 Intercontinental Cup, 4 UEFA Championship Leauge/European Cup and 1 UEFA Cup.


5. Chelsea - 268.9 mn euros (283.0 mn)


Strangled by a spate of coach sackings, Chelsea has revealed a £65.7m ($95m) loss for the financial year to the end of June 2008, pushing them two rungs down to fifth place on the list. They had to pay a total of £23m in compensation to Jose Mourinho, Avram Grant and five coaches who left the club during the year.


Founded in 1905, Chelsea,also known as The Blues,play in Premier League and have spent most of their history in the top tier of English football. Chelsea have been English champions 3 times, and have won the FA Cup 4 times, the League Cup 4 times and the UEFA Cup Winners' Cup 2 times.


6. Arsenal - 264.4 mn euros (263.9mn)


Failed by the commercial and marketing revenues Arsenal Arsenal slipped one place down to be ranked 6th richest soccer club. Since the club has a massive earning potential they are contemplating to embark on pre-season world tours to increase their revenue.


Arsenal Football Club, also known as The Gunners, was founded in 1886 and were the first Southern club to join the Football League, in 1893.It is based in Holloway, North London. Arsenal till date has won 13 English football Championships, 10 FA Cup, 2 League Cup and 1 European Cup Winners Cup.



7. Liverpool - 210.9 mn euros (198.9 mn)


Liverpool has gone up a place to seventh with a 25% increase in revenues.

Established in 1892, Liverpool is the most successful club in the history of English football. The club has won more trophies than any other English clubs with eighteen First Division titles, 7 FA Cups, 7 League Cups, 5 Eurpoean Cup and UEFA Champions League, which is an English record.



8. AC Milan - 209.5 mn euros (227.2 mn)


AC Milan, the richest Italian club however is 8th overall going two ranks down in the latest list.


Founded in 1899, AC Milan has won 18 officially recognised international titles, tied with Boca Juniors as having the most in the world. The club have won what is today known as the UEFA Champions League on seven occasions; only Real Madrid have won it more times (9). AC Milan is also one of the G-14’s founding members, a group that represented eighteen of the largest and most prestigious European football clubs before its disbandment.Milan has won 5 Coppa Italia, 3 UEFA Winners Cup, 3 Intercontinental Cup and 1 FIFA Club World Cup.



9. AS Roma - 175.4 mn euros (157.6 mn)


Founded by a merger three older Italian Football Championship clubs from the city of Rome in 1927, Roma have participated at the top-tier of Italian football for all of their existence bar one season in the early 1950s. For their 57th season in a row, Roma are competing in Serie A for 2008–09. Roma has won 1 Inter Cities Cup/ UEFA Cup and Anglo Italian Cup.


10. Inter Milan -172.9 mn euros (195.0 mn)


According to the new figures released by the accounting firm Deloitte, Inter MIlan is the third richest club in Serie A with revenues of £136.9 million in the 2007-2008 season. However the Italian giant is ranked 10th overall, one place down from last year ranking.


Inter Milan founded in 1908 are the only side in Italian football to have spent their entire history in Serie A, making them the club with the most seasons spent in this top tier. Outside their homeland, the club has success in 2 UEFA Champions League, 3 UEFA Cup and 2 Intercontinental Cup.

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Tuesday, May 5, 2009

Top 10 Money - wasters Beware !!!

Kiplinger’s had an article about 10 things we overpay for - I think it should instead be titled “10 things we waste our money on!” We all have them, even the most frugal of the bunch has something they spend money on that maybe they feel slightly guilty about. While some things are worth paying more for, some are just money-wasters that happen to be more convenient at the moment.

Here are their 10 money-wasters…


Afternoon snacks. Protein bars, etc… At $2 or more a pop, this just isn’t a cheap snack. Eat an apple instead and you get to keep the doctor away as well…

 

Bottled water. Rather than spend $2 a day for water, buy a pitcher and a filter for about $20 and drink as much as you want for pennies a glass.

 

A caffeine fix. Stopping at Starbucks or Dunkin’ Donuts can set you back as much as $1.65 per cup. Splurge on a pound of gourmet coffee for $8 to $13 and you can make 40 cups for about 20 cents to 33 cents each.

 

Favorite music. Instead of paying up to $18 for the CD, download the individual songs from iTunes or Amazon.com for under a buck each.

 

A night at the movies. A night at the theater can be $20-$30. Borrow for free from the library, Redbox, or Netflix are much cheaper options.

 

Fresh-cut flowers. If you are going to get them, get them from the grocery store rather than the florist - or better yet, grow them yourself!

 

Fruits and veggies. Sure, precut vegetables and salad mixes that are washed and bagged save a little time. But unprocessed fruits and veggies are cheaper and better for you too!

 

Credit-card fees. Credit Card fees can be as much as $39 each time. Set up a bill payment schedule to avoid any more fees, and why not negotiate a better interest rate while you are at it….

 

ATM fees. If you are charged the average out-of-network ATM fee each week it adds up to over $180 a year. A better alternative: Get cash back at the grocery store.

 

Fax and mail services. Instead of paying FedEx $1.49 to fax one page, sign up to send free faxes from a provider such as FaxZero.com. Also, use the US Postal service to save money shipping!

 

 For me, my guilty pleasure is going out to eat. Not McDonalds, but nicer meals with my wife. Thankfully I have learned to save money eating out over the last few years. What about you? Do you have any money-wasters that you have or haven’t get gotten control of?

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Monday, April 27, 2009

Top 10 Home-Based Businesses for Stay-at-Home Parents

When we are able to work at home it enables us to save time and earn more money. Working at home enables us to spend more time with the children. There a variety of different businesses that parent can do to earn money from home. You need to find a business that will enable you to work during the time that the children are at school. Here are some ideas of the top ten home based businesses that is great for parents to begin.

1. You can become a freelance writer. Do you remember those articles that you have read each year in your favorite magazine or online? Someone is being paid to write a variety of different articles each month. If you know a ton of information about a certain subject or career then you can write about it. You can write and sell articles if you are an expert in the field or love to do research. Some people write about personal experience and other people write about business experiences. Freelance writing is a wonderful profession that is always interesting and enables you to constantly learn new information. You can make up to several hundred dollars or more per article depending upon which market or company that buy your articles and it also depends upon which rights that you sell.


2. Do you love to teach and share your knowledge with other people? You can always start training classes or tutoring either online or at your home. If you are an expert in a field then you can give your knowledge to other people. This is another way to make money since you generate another source of income. People love to learn from the professionals. If you and your partner both have the same profession then this may be a great business for you both to start together.


3. You can write and sell books. You can write and sell books online as an e-book or in print. If you write a book about provides detailed information regarding a certain profession then you could possibly try to sell them at training classes too. You could write a few books about subjects that you know people would love to know about and would find useful. People love to read books about professions. If you decide to write a book then you need to let your readers know why you an expert.


4. Do you love to baby sit kids? You can start a daycare center. It enables you to earn extra money plus being able to stay at home with your kids. You need to check out the regulations for starting a daycare center in your home. If you and your partner decide to start a daycare center together then you should be able to generate quite a bit of money each month. You need to call around to the other daycare centers to ask about how much they charge per hour or week.


5. Are you an expert in HTML and love to create a website? You could always start making websites for other people. Some people don't want to hassle with making a website or don't have enough time. You can make more money when you create a website for large companies or a small business. You want to get business accounts as your clients in order to generate the most money possible. Companies know that it costs a few hundred dollars to get a website made professionally.

6. Do you love to do graphic design? You could always become a professional graphic designer. Companies will often pay several hundred dollars to have logos or slogans made by a professional. This is a great way to make some money on the sideline that can also work out great with web page design too. People want graphics that look great and professional along with being something that people will remember each time that they think of their company.

7. You can sell items on auction sites on the Internet. Auction sites are more fun than a regular yard sale. You can even get a commission from other people’s items if you decide to sell them on the auction sites. One of the most popular places to have auctions is at EBay. You can go to eBay at www.ebay.com to find out more information. Many people make a full time living just from selling stuff on auction sites each month.

8. You can start a magazine or newsletter. You can have people sign up to receive your newsletter or magazine each month. You can make money by selling advertising space. You can also generate more money by having customers pay a fee to receive the magazine or newsletter each month. It is quite easy to generate a newsletter if you have the correct software and enough information to fill up the space to make it complete.



9. You can start a website and sell advertising space on it. You can make quite a bit of money each month by offering advertising space to businesses. You are probably wondering if you can make enough money. You want your clients to be able to see that they are getting more clients due to the advertising space that they pay for on your website each month. You want your advertisers to advertise something that is useful or interesting to people that is visiting your website each month.

10. You can become an affiliate with one of the various affiliate programs on the Internet. You will get a percentage of each sale that you make each month. You can also sell stuff just online each month or even offline each month depending upon what type of products or services that you are selling. You can also get money from affiliate programs by getting people to sign up under you each month. It is another way to generate more money each month.

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Thursday, April 23, 2009

Ten ideas for maximizing the effectiveness of time

Over the last few years, I’ve read a ton of time management books and tried out literally hundreds of systems and standalone ideas for maximizing the effectiveness of my time, particularly in terms of my work.

There’s a huge, direct benefit for me when I find a productivity tip that really works. It enables me to get more work done in the same amount of time (allowing me to “grow” The Simple Dollar by writing in more venues or doing other things) or get the same amount of work done in less time (allowing me to spend more time with my family).

1. Avoid multitasking like the plague.

When I begin a big task, I shut off everything. I turn off my cell phone and the ringer on our home phone. I close my email program. I shut my office door. I choose music (or similar audio) that’s conducive to concentration. I set the clock to an hour or so. Then I bear down. I do the research. I write the article. I let everything else go. After about five minutes, I usually get into some sort of flow where I fail to even notice what time it is until my clock alerts me that the time is up. When I stop and step back, I usually realize that I’ve completed what seems like a lot of work, far more than I would have achieved with interruptions.

2. Keep a notebook / PDA with you and write down your thoughts.

For years, I used a simple Mead pocket notebook to do this. Quite often now, though, I simply jot the note down using my iPod Touch. I use Evernote to do this. Evernote allows me to see my notes, edit them, and add new ones on my iPod Touch even when I’m offline, but I can access these notes, edit them, and add new ones from any web browser as well. There’s also a useful client program for Windows and for Macs, which I leave open all the time in case an idea pops into my head when I’m working on something - I just switch to Evernote, jot it down, then go back to my main task very, very quickly.

3. Keep an “inbox” and process it once or twice a day.

I usually keep two separate “inboxes” - one on the computer and one on the left side of my desk. I pick through each of these at least once a day, usually at the end of the day. I make it my goal to deal with everything in some fashion, so I usually spend time adding to my idea file, taking care of little tasks, adding things to tomorrow’s to-do list , updating my calendar, updating my grocery list, and so on.


The biggest challenge I had to work through with this was not simply making another pile out of things that needed filing and things that need further reading (like notes for a future post)

4. Keep a project list - and focus on it at least an hour a day.

I keep a “to-do” list that is a maximum of thirty items long for such projects. I use Remember the Milk to keep this list. I order it by the day that I add a task to the list, so that the oldest one is always at the top of the list. If the list has thirty projects on it and I want to add another one, I simply delete the one on top of the list. When I want to work on something, I start at the top of the list and go down the list until I find one that’s compelling for me to work on at the moment.

This works amazingly well for me. If a task reaches the top of the list and I haven’t taken significant action on it, it’s because on some level I’ve realized that I’m not really that interested in the project. It also keeps my “project list” from getting impossibly big, making it feel like a realistic thing to manage.

5. Keep a SHORT to-do list for each day - four items, max.

Again, I use Remember the Milk for this. I just add items throughout the day to my lists, then at the end of the day, I fill up tomorrow’s list to four items with tasks that always need done - drafting posts, researching a particular angle, and so on.

Each day, I live by this list. I close out distractions and focus on one item on the list until it’s done. Then, I do all of my routine tasks in the gaps between these big jobs. If things go well, I might steal an item from the next day’s to-do list if I have time for a fifth thing.

6. Check email only twice a day.

I check my email twice a day. I often do one email session while eating lunch, then a second session just before finishing up tomorrow’s to-do list and quitting for the day (on occasion, I’ll do a third one in the morning before the kids wake up, but this one is often interrupted). My goal with each session is to clear out my inbox - I deal with every message immediately unless it involves a task that’s going to take more than five minutes or so.

7. File things once a day.

I just made a filing system that makes sense to me, since these are just documents for my own use. Six folders (”to-read,” “2009 receipts,” “post ideas,” “prospectuses,” “2009 account statements,” and “other”). Within each folder, everything is dated and ordered chronologically. It works like a charm for me - I usually have a great idea of when I put things in there, so it’s quite quick to find them. Filing a day’s worth of items takes less than a minute and I’ve had no trouble finding a single thing.

8. Start your day with your major creative or thought-intensive task.

Whenever I look at the day’s to-do list, I always choose the item that seems to be the most thought intensive. That means I do my heaviest thinking earlier in the day, usually ending with an afternoon task or two that doesn’t require nearly as much active thought. I’ll do creative work in the mornings and things like interviews in the afternoon, for example.

9. Take lots of microbreaks (or at least switch to very different tasks regularly).

Whenever I finish an isolated block, I take a five minute break. I get up from my desk, walk downstairs, get a drink of water, use the bathroom, stretch a bit, and maybe grab a very small snack (like a granola bar or a piece of fruit).

Doing this has basically eliminated the mid-afternoon energy lull I used to have - around two, I would basically hit a wall and not be productive for the rest of the day. Now, I can keep going until … well, read the next tip.

10. Don’t overwork.


If I feel myself starting to slip at the end of a day, I stop. I finish up my day and move on to something else.

Burning myself out with regards to my work is incredibly dangerous and something I take great pains to avoid. Stopping early might slightly reduce my productivity for that given day, but it doesn’t drag down my long-term productivity at all - if anything, it does the opposite, because I’m not burnt out the next day.

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